# apis.mortgage

> The mortgage file, answered by API.

apis.mortgage is the mortgage data door of the apis family. It returns typed records about a mortgage file to software and AI agents: payoff figures, lien status, eNote control state and machine-read mortgage documents. Every record names the party that issued it and cites the loan record it came from. Waitlist open.

## Surfaces

- Payoff and lien: attested payoff figures with per diem and good-through date, and the lien and release status on the collateral.
- eNote and eVault: which eVault holds control of an electronic note, with transfer and control events under the UCC control regime for electronic chattel paper.
- Document intelligence: the note, the security instrument and the disclosure set, read by machine into typed fields with the source page cited.

## Payoff record fields

issued_by, loan_record, payoff_amount, per_diem, good_through, lien_status, release_status

## Boundary

The licensing boundary starts at the URL. Mortgage acts sit under their own federal and state regime, so apis.mortgage runs as its own entity, with its own licenses and its own liability. One address, one company answering for what comes back. Never a lead form, never a redirect.

- Lender-reserved acts stay with the lender: extending credit, taking the application, negotiating terms, deciding. apis.mortgage returns the record and never makes the decision.
- Every record names its source: the issuing party is named on it and the loan record it came from is cited.
- One key across the family: the same key opens apis.finance, apis.credit and apis.loans. This door answers for itself.

## Family

- https://apis.finance: the hub. The catalog, the key, the rate card. Live today.
- https://apis.credit: business credit, KYB, UCC lien search.
- https://apis.loans: the origination door.
- https://apis.mortgage: payoff, lien and eNote data. You are here.

## Waitlist

POST https://apis.mortgage/waitlist with fields first_name (required), last_name (required), email (required), surface (eNote/eVault, doc intelligence, payoff/lien), volume and building, as JSON or form-encoded.

## Doors

- https://apis.mortgage/
- https://apis.mortgage/llms.txt
- https://apis.mortgage/waitlist

## Operational

- https://apis.mortgage/healthz
- https://apis.mortgage/robots.txt

apis.mortgage is not a lender and does not originate, quote or decide.