The mortgage file,
answered by API

Payoff figures, lien status, eNote control and note fields, as typed records with the issuer named and the loan record cited.

mortgage.payoffln_7q2x
Payoff statementOct 6, 2026
JSONapplication/json

Three surfaces, one loan

Each returns a typed record, never a lead form.

Fig 0.1

Payoff and lien

Payoff, per diem and good-through date, with lien and release status.

Fig 0.2

eNote and eVault

Who controls the note, where it sits, and every transfer.

Fig 0.3

Document intelligence

The note and disclosures, read into fields that cite their page.

The boundary starts at the URL

Mortgage has its own regime, so this door stands as its own entity.

  • The decision

    Lender-reserved acts stay with the lender

    Extending credit, taking the application, negotiating terms and deciding; this door returns the record.

  • The source

    Every record names its source

    The issuer is named on it and the loan record it came from is cited.

  • The key

    The family key opens it

    The key that opens apis.finance, apis.credit and apis.loans opens this door too.

Who carries the file

Built for the people a payoff, a lien or an eNote waits on.

  • eVault engineering

    Owns an eVault integration that needs control state.

  • Founders

    Ships a product that waits on payoffs quoted by phone.

  • Servicing operations

    Owns payoff and lien release against a statutory window.

  • Platform product

    Needs a mortgage data partner behind the platform.

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