The mortgage file, answered by API.

Payoff figures, lien status and eNote control state, as typed records with the issuer named and the loan record cited. For the software and agents that need to reach the company holding the file.

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Three surfaces. One key.

Each surface returns a typed record, not a lead form.

  1. 1

    Payoff and lien

    Attested payoff figures with per diem and good-through date, plus lien and release status.

    Payoff record fields

    issued_by
    The party that attested the figure.
    loan_record
    The loan record the figure was drawn from.
    payoff_amount
    The amount that pays the loan in full.
    per_diem
    Interest added per day past the statement date.
    good_through
    The last date the figure holds.
    lien_status
    The standing of the lien on the collateral.
    release_status
    Whether a release has been prepared and recorded.
  2. 2

    eNote and eVault

    Which eVault holds control of an electronic note, with transfer and control events under the UCC.

  3. 3

    Document intelligence

    The note, the security instrument and the disclosures, read into typed fields with the source page cited.

The licensing boundary starts at the URL.

Mortgage acts sit under their own federal and state regime, so apis.mortgage runs as its own entity, with its own licenses and liability. One address, one company answering. Never a lead form, never a redirect.

  • Lender-reserved acts stay with the lender.

    Extending credit, taking the application, negotiating terms, deciding. This door returns the record, never the decision.

  • Every record names its source.

    The issuer is named and the loan record cited.

  • One key across the family.

    The same key opens apis.finance, apis.credit and apis.loans.

Built for the people who carry the file.

  • The engineer who owns an eVault integration and needs control state this year.

  • The founder whose product waits on a payoff figure that still arrives by phone.

  • The servicing operations lead who owns payoff and lien release against a statutory window.

  • The platform product manager whose roadmap now says mortgage data partner.

One key. A family of doors.

One key across the family. This door answers for itself.

  • apis.finance

    The hub: catalog, key, rate card.

  • apis.credit

    Business credit, KYB, UCC lien search.

  • apis.loans

    The origination door. Seven arithmetic routes live.

  • apis.mortgage

    Payoff, lien and eNote data. You are here.

Tell us what you’d build.

What you’re building, which surface first, and the volume you expect.

Per month, roughly.