apis.mortgage · a separate property under its own paper · entity-gated
Agents can't originate a mortgage. Neither can most software. Both can call one that's licensed to.
You've seen mortgage APIs that turn out to be lead forms, and lead forms that turn out to be someone else's license. This page is neither, and it is honest about what it is instead: the door to a mortgage capability that will operate under its own paper, its own entity, its own licenses, its own liability. That entity is in formation and its licenses are not yet granted. So this page sells nothing, quotes nothing, and takes no Application. It takes names.
What ships first, under the entity's own paper.
You don't need a license to know what the unlicensed edge of a mortgage is. The reserved acts, taking the Application, negotiating terms, deciding, wait for the paper. The edge does not, and it ships first, from this entity, in this order. Every row below is roadmap and says so.
| Surface | What your agent gets | Status |
|---|---|---|
| eNote / eVault adjacency | Typed state on electronic promissory notes: which eVault holds control, transfer and control events attested, under the UCC's control regime for electronic chattel paper | ROADMAP |
| Doc intelligence | The mortgage file read by machine: the note, the security instrument, the disclosure set, extracted as typed fields with the source page cited | ROADMAP |
| Payoff / lien data | Attested Payoff figures with per-diem and good-through date, lien and release status on mortgage Collateral | ROADMAP |
When a row goes live it will say LIVE, its price will post on a rate card, and the waitlist will hear it first. Nothing on this page implies otherwise.
Why this door stands apart.
The licensing boundary starts at the URL. Mortgage acts sit under their own federal and state regime, so apis.mortgage is a separate property under its own paper: its own entity, its own licenses when granted, its own liability, never a feature flag on the hub. It shares the family's key grammar and honesty laws, and it never redirects into apis.finance, because a boundary that dissolves into a redirect was never a boundary. When something is live here, it will be live here, under this name, on this entity's paper.
Take a place in line.
You know what you'd build the day this door opens. Tell us three things: what you're building, which surface you need first (eNote/eVault, doc intelligence, payoff/lien), and the volume you expect. The waitlist is the only live thing on this page, and it is answered by a person.
One family. This door keeps its own paper.
api.X is one API for one profession. apis.X is a family of APIs sharing one key. apis.mortgage belongs to the apis family and stands apart from it on purpose: one key will open it, but what answers behind it is this entity, not the hub.
| Property | Status | Role |
|---|---|---|
apis.finance | LIVE | The hub. The kernel, the catalog, the key, the docs, the MCP server. |
apis.credit | LIVE | The data door. Business credit, KYB, lien intelligence, prequal simulation. |
apis.loans | ROADMAP | Redirects to the hub (302) until origination is live through licensed partners. |
apis.mortgage | WAITLIST · entity-gated | You are here. This property never redirects into the hub. |